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Since the Dilly, Dally, Delay & Stall Law Firms are adding their billable hours, the Toyota U.S.A. and Route 44 Toyota posts have been separated here:

Route 44 Toyota Sold Me A Lemon



Showing posts with label Arbitration Clauses. Show all posts
Showing posts with label Arbitration Clauses. Show all posts

Wednesday, October 25, 2017

Republicans Prostitutes Screwed ALL Americans!






Consumer Financial Protection Bureau (CFPB) is the ONLY protection American Consumers have.
In spite of their high minded talk, the Republican Phonies voted AGAINST protecting American Consumers with Class Action Lawsuits.

CFPB investigated the WELLS FARGO SCAMS!




No wonder Vested Interests, Banks, Financial Institutions, Credit Card companies HATE it.





Reader Supported News
25 October 17
It's Live on the HomePage Now:


FOCUS: Charles Pierce | Here's What Happened Among Republicans a Few Hours After Jeff Flake's Speech 
Senator Jeff Flake. (photo: Getty Images)
Charles Pierce, Esquire
Pierce writes: "You would have thought that Senator Jeff Flake would have basked a little longer in the applause he got for scarpering out of the Senate before he got around to the business of emptying his words of any significant meaning they ever had."
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Specifically, among those seeking reelection.

ou would have thought that Senator Jeff Flake would have basked a little longer in the applause he got for scarpering out of the Senate before he got around to the business of emptying his words of any significant meaning they ever had. Instead, Flake—along with fellow brave truth-tellers Bob Corker, Ben Sasse and, significantly, John McCain—joined with every other Republican (including Mike Pence, The Great Tiebreaker) to arrange for the screwing of countless Americans and their families.
In the dead of Tuesday night, with the applause still ringing in his ears, Flake voted to strip the Consumer Finance Protection Bureau of a rule that allowed Americans to file class-action suits against banks rather than being forced into an arbitration process that generally is as rigged as a North Korean election. From The Los Angeles Times:
The rule was unveiled in July by the Consumer Financial Protection Bureau and praised by Democrats and consumer advocates as giving average people more power to fight industry abuses, such as Wells Fargo & Co.’s creation of millions of unauthorized accounts. But banking lobbyists argued that the rule would unleash a flood of class-action lawsuits, and that the cost of fighting those suits would be passed on to consumers. Republicans quickly moved to repeal the regulation.
You have to love their timing, too. This move comes hard on the heels of the Equifax calamity, and just as the Congress is shilling for a massive upward shift in the country’s wealth that is disguised as a “middle-class tax cut.” Further, it proves that our political system learned absolutely nothing from what happened in 2008, when the masters of the universe nearly blew up the entire world economy.
Set to take effect in March, the rule would not have banned clauses in checking account, credit card and other banking agreements that say disputes between companies and customers must be dealt with privately or in small claims court. Instead, there would have been a ban on provisions that block consumers from banding together to bring class-action cases. The CFPB argued that such cases help hold banks accountable. The determinations of an arbitrator are binding and consumer advocates say most decisions favor the company. The private proceedings also allow banks to deal with individual problems quietly rather than address widespread abuses. George Slover, senior policy counsel for Consumers Union, said the vote “means that big financial companies can lock the courthouse doors and prevent consumers who’ve been mistreated from joining together to seek the relief they deserve under the law.”
You know who’s going to get hosed now, Senator McCain? All those veterans and military families that you’re always so tender about. You know who’s going to take it in the ear, Senators Corker, Flake, and Sasse? All those middle-class people in all those little towns that you spend most of your time praising as the reservoir of Real American Values. None of those people mattered a damn to you Tuesday night, and it wasn’t the president* that forced you to make this vote. You did it with cold deliberation and calculated forethought.
And it’s not as though we don’t already know how stacked a deck the mandatory arbitration process is.
For years, Wells Fargo used arbitration clauses to block lawsuits from customers who alleged that unauthorized accounts had been opened in their names. Ultimately, the bank estimated that as many as 3.5 million such accounts were opened.
Just gaze in awe. Wells Fargo opened three-and-a-half million unauthorized accounts in the names of actual customers. To hell with a class action suit, these people should have been keelhauled under the Staten Island Ferry for a year. Now, though, Wells Fargo and the other banks, and their armies of lobbyists, have choked off the most effective way through which the people so swindled could get some form of justice.
Three-and-a-half million phony accounts. More than twice as many phony accounts as there are actual people living in the borough of Manhattan, wherein Wall Street lies. A little more than three times as many actual people as live in Boston, where Wells Fargo has its headquarters. And the U.S. Senate, an otherwise torpid beast unable to get anything done, bestirs itself to make sure that these swindlers never are called to a proper account. The vice president stays up past his usual bedtime just to make sure. Tell me again who the real owners of the country are.


Here's How to Support Puerto Rico as It Recovers From Devastating Hurricane Maria
Remezcla
Excerpt: "With the island expected to go without power for months, Puerto Rico now needs our help. The US territory is in the midst of a financial crisis and already struggling in many ways."
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Saturday, April 15, 2017

RSN: You're Getting Ripped Off by Forced Mandatory Arbitration - Here's How to Stop It







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Reader Supported News

FOCUS: Al Franken | You're Getting Ripped Off by Forced Mandatory Arbitration - Here's How to Stop It 
Al Franken. (photo: ABC News) 
Al Franken, Reader Supported News 
Franken writes: "Forced arbitration rigs the game in favor of big corporations and against consumers and employees. And recently, a New York Times investigation has exposed just how prevalent this damaging practice is; indeed, the story almost certainly affects you, personally." 
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You're Getting Ripped Off by Forced Mandatory Arbitration - Here's How to Stop It

By Al Franken, Reader Supported News
10 November 15

From Senator Al Franken of Minnesota and Congressman Hank Johnson of Georgia

orced arbitration rigs the game in favor of big corporations and against consumers and employees. And recently, a New York Times investigation has exposed just how prevalent this damaging practice is; indeed, the story almost certainly affects you, personally.
If you've ever opened a credit card, rented a car, or engaged in any number of other routine interactions with big corporations, you've probably had to sign away your right to go to court, or band together in a class action with other customers. Instead, you have legally (if unwittingly) agreed that, if a dispute occurs, you will seek justice only through a secret, profit-driven arbitration process -- one in which no comprehensive records are kept, no meaningful appeals are allowed, and the arbitrator likely has significant financial incentive to rule in favor of the corporation.
That arbitration clause was likely buried deep in the fine print in a lengthy terms-of-service agreement. Even if you had read (and correctly interpreted) the entire contract, and decided to take your business elsewhere, odds are you would have seen the same clause in every competing company's terms-of-service agreement, too. Consumers are left with no real recourse: you sign, or you do without a cell phone, or cable TV, or Internet service.
Now, imagine facing the same dilemma when placing a loved one in a nursing home -- or even looking for a job. Believe it or not, more than 30 million American workers are bound by forced arbitration clauses as a condition of their employment.
Make no mistake: These clauses, which are practically impossible to avoid, are designed to make it easier for big corporations to break the law and rip you off without facing any real consequences. It's unbelievably unfair. And it shouldn't be legal.
That's why we have introduced the Arbitration Fairness Act, which has been co-sponsored by 16 Democrats in the Senate and another 74 in the House. Our legislation doesn't ban arbitration. If both parties want to arbitrate instead of going to court, they can. But you would get to make that decision after a dispute arises. Corporations wouldn't be able to force you to preemptively waive your right to go to court or pursue a class action -- often your only real avenue for holding these giant companies accountable.
Congress isn't the only place where we can level the playing field. Earlier this month, the Consumer Financial Protection Bureau (CFPB) announced it was considering a proposal to ban arbitration clauses that block class action lawsuits in consumer financial contracts. While we would like to see the CFPB go further and eliminate the use of forced arbitration clauses altogether in consumer financial service contracts, this proposed rule would be a big win for consumers.
Meanwhile, the Centers for Medicare and Medicaid Services (CMS) has proposed reforming its requirements for long-term care facilities like nursing homes, acknowledging the negative impact of these clauses on residents and suggesting some ways to make these clauses more transparent and easier to understand. That is a start. But forced arbitration clauses have no place in these agreements, and we urge CMS to ban them altogether.
We are hopeful that these processes will result in real progress for consumers. But the law requires that any CFPB proposal must undergo an arduous review before being finalized and implemented, and CMS, which has already received thousands of comments on their relatively modest proposal, will likely engage in a lengthy rulemaking process, as well. And that leaves plenty of room for the Chamber of Commerce and other corporate-backed pressure groups to make their mark. It's up to ordinary Americans everywhere whose rights are at stake to weigh in, as well.
There's one more arena where this fight will play out: the Supreme Court. After rulings this summer to protect health insurance subsidies and make marriage equality the law of the land, many thought that perhaps concerns about the Roberts Court's conservative bent were overblown.
But, as the Times revealed, Roberts himself was a driving force behind the creation of the forced arbitration scheme a decade ago. And in a long series of 5-4 decisions, including the two that paved the way for these unbelievably unfair forced arbitration clauses, he and the other members of the Court's conservative majority have systematically slammed shut the courtroom door on millions of Americans.
These cases may not garner the same headlines as those involving public displays of religion or government surveillance, but they affect the rights, and the pocketbooks, of nearly all of us -- something to keep in mind when evaluating not just the current Court's record, but also future nominees.
Americans are beginning to understand that the game is rigged. Now we must take action to level the playing field.


Reader Supported News is the Publication of Origin for this work. Permission to republish is freely granted with credit and a link back to Reader Supported News.

http://readersupportednews.org/opinion2/277-75/33412-focus-youre-getting-ripped-off-by-forced-mandatory-arbitration-heres-how-to-stop-it









Wednesday, December 23, 2015

RSN: Welcome to Cop Land: The Logic of the Police State, Clinton's Manhattan Project, Beware, Sued Over Old Debt, and Blocked From Suing Back




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Robert Reich | Martin Shkreli: Of Rotten Apples and Rotten Systems
Robert Reich. (photo: Perian Flaherty)
Robert Reich, Robert Reich's Blog
Reich writes: "Martin Shkreli, the former hedge-fund manager turned pharmaceutical CEO who was arrested last week, has been described as a sociopath and worse. In reality, he's a brasher and larger version of what others in finance and corporate suites do all the time."
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Clinton's Manhattan Project, Beware
Jenna McLaughlin, The Intercept
McLaughlin: "During Saturday's debate, Democratic presidential frontrunner Hillary Clinton said the U.S. should commission a 'Manhattan-like project,' a reference to the secret World War II-era atomic bomb endeavor, to address the alleged threat encryption poses to law enforcement. She also admitted she doesn't actually understand the technology."
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Welcome to Cop Land: The Logic of the Police State
Matthew Harwood, Tom Dispatch
Harwood writes: "If you've been listening to various police agencies and their supporters, then you know what the future holds: anarchy is coming -- and it's all the fault of activists. Beyond the storm of commentary and criticism, however, quite a different reality presents itself."
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Civil asset forfeiture: Policing for profit? (photo: The Chronicle)
Civil asset forfeiture: Policing for profit? (photo: The Chronicle)

ometime in late November, after the Paris terror attacks but before the one in San Bernardino, I was walking to New York’s Grand Central Station to catch the subway home. In front of one of its main entrances, the police had set up shop, blocking off part of an avenue. The crew I stumbled upon may, in fact, have been part of the new counterterrorism unit that the New York Police Department had just rolled out. Whatever the case, the cops were up-armored in a purely military fashion (even if their togs were fashionably black and blue) and carrying weaponry the likes of which I had never seen before on the streets of my hometown. Amid flashing lights, they stood there with dogs on leashes looking not like “the police” but figures from some dystopian, futuristic sci-fi flick. Nothing in particular seemed to be happening so, after a few minutes, I entered the vast terminal, passing scattered pistol-packing soldiers in camo, evidently guarding the just-before-rush-hour crowds. It was certainly a spectacle, but also just part of the new American normal.
So consider what I’m about to mention less than newsworthy amid all the reports on the militarization of the country’s police and their brutal behavior. And yet it’s the sort of tiny news story that once upon a time would have been striking. Now, few will even notice. Policing headlines these days, after all, gravitate to graphic videos of cold-blooded police killings in places like Los Angeles, San Francisco, and Chicago. (There were 70 fatal shootings by the Chicago Police Department alone between 2010 and 2014. As Margaret Talbot pointed out in the New Yorker, only Phoenix, Philadelphia, and Dallas “had a higher number per capita.”)
When it comes to the arming of the police in a country in which rural sheriffs proudly sport battlefield-grade mine-resistant ambush protected vehicles, or MRAPs, and new militarized urban police units like that one in New York City are being outfitted with Colt M4 semiautomatic assault rifles and machine guns, a report that 20 campus cops at Boston’s Northeastern University are going to be armed with semiautomatic rifles qualifies as distinctly ho-hum news. Or thought of another way, it catches the everyday reality of a country whose police have been up-arming with a kind of passion since 9/11. I can, of course, remember the unarmed campus cops of my own college days and, believe me, we’ve traveled a long road from policing “panty raids” to facing on-campus mass shootings in a country now so over-weaponized that it seems as if both the police and the citizenry are in an undeclared arms race.
In these years, the militarization of the police has taken place amid a striking upsurge of protest over police brutality, abuses, and in particular the endless killing of young black men, as well as a parallel growth in both the powers of and the protections afforded to police officers. As TomDispatch regular Matthew Harwood, who has been covering the militarization of the police for this site, reports today, all of this could easily add up to the building blocks for a developing police-state frame of mind. If you’ve been watching the national news dominated by panic and hysteria over domestic terrorism, including the shutting down of a major urban school system over an outlandish hoax threat of a terror attack, or the recent Republican debate over “national security,” which turned out to mean only “ISIS” and immigration, can there be any question that the way is being paved for institutionalizing a new kind of policing in this country in the name of American security and fear?
The Logic of the Police State
People Are Waking Up to the Darkness in American Policing, and the Police Don’t Like It One Bit
If you’ve been listening to various police agencies and their supporters, then you know what the future holds: anarchy is coming -- and it’s all the fault of activists.
In May, a Wall Street Journal op-ed warned of a “new nationwide crime wave” thanks to “intense agitation against American police departments” over the previous year. New Jersey Governor Chris Christie went further. Talking recently with the host of CBS’s Face the Nation, the Republican presidential hopefulasserted that the Black Lives Matter movement wasn’t about reform but something far more sinister. “They’ve been chanting in the streets for the murder of police officers,” he insisted. Even the nation’s top cop, FBI Director James Comey, weighed in at the University of Chicago Law School, speaking of “a chill wind that has blown through American law enforcement over the last year.”
According to these figures and others like them, lawlessness has been sweeping the nation as the so-called Ferguson effect spreads. Criminals have been emboldened as police officers are forced to think twice about doing their jobs for fear of the infamy of starring in the next viral video. The police have supposedly become the targets of assassins intoxicated by “anti-cop rhetoric,” just as departments are being stripped of the kind of high-powered equipment they need to protect officers and communities.  Even their funding streams have, it’s claimed, come under attack as anti-cop bias has infected Washington, D.C.  Senator Ted Cruz caught the spirit of that critique by convening a Senate subcommittee hearing to which he gave the title, “The War on Police: How the Federal Government Undermines State and Local Law Enforcement.”According to him, the federal government, including the president and attorney general, has been vilifying the police, who are now being treated as if they, not the criminals, were the enemy.
Beyond the storm of commentary and criticism, however, quite a different reality presents itself. In the simplest terms, there is no war on the police. Violent attacks against police officers remain at historic lows, even though approximately 1,000 people have been killed by the police this year nationwide. In just the past few weeks, videos have been released of problematic fatal police shootings in San Francisco and Chicago.
While it’s too soon to tell whether there has been an uptick in violent crime in the post-Ferguson period, no evidence connects any possible increase to the phenomenon of police violence being exposed to the nation. What is taking place and what the police and their supporters are largely reacting to is a modest push for sensible law enforcement reforms from groups as diverse as Campaign Zero, Koch Industries, the Cato Institute, The Leadership Conference, and the ACLU (my employer). Unfortunately, as the rhetoric ratchets up, many police agencies and organizations are increasingly resistant to any reforms, forgetting whom they serve and ignoring constitutional limits on what they can do.
Indeed, a closer look at law enforcement arguments against commonsense reforms like independently investigating police violence, demilitarizing police forces, or ending “for-profit policing” reveals a striking disregard for concerns of just about any sort when it comes to brutality and abuse. What this “debate” has revealed, in fact, is a mainstream policing mindset ready to manufacture fear without evidence and promote the belief that American civil rights and liberties are actually an impediment to public safety. In the end, such law enforcement arguments subvert the very idea that the police are there to serve the community and should be under civilian control.
And that, when you come right down to it, is the logic of the police state.  
Due Process Plus
It’s no mystery why so few police officers are investigated and prosecuted for using excessive force and violating someone’s rights. “Local prosecutors rely on local police departments to gather the evidence and testimony they need to successfully prosecute criminals,” according to Campaign Zero . “This makes it hard for them to investigate and prosecute the same police officers in cases of police violence.”
Since 2005, according to an analysis by the Washington Post and Bowling Green State University, only 54 officers have been prosecuted nationwide, despite the thousands of fatal shootings by police. As Philip M. Stinson, a criminologist at Bowling Green, puts it, “To charge an officer in a fatal shooting, it takes something so egregious, so over the top that it cannot be explained in any rational way. It also has to be a case that prosecutors are willing to hang their reputation on.”
For many in law enforcement, however, none of this should concern any of us. When New York Governor Andrew Cuomo signed an executive order appointing a special prosecutor to investigate police killings, for instance, Patrick Lynch, president of the Patrolmen’s Benevolent Association, insisted: “Given the many levels of oversight that already exist, both internally in the NYPD [New York Police Department] and externally in many forms, the appointment of a special prosecutor is unnecessary.” Even before Cuomo’s decision, the chairman of New York’s District Attorneys Association called plans to appoint a special prosecutor for police killings “deeply insulting.”
Such pushback against the very idea of independently investigating police actions has, post-Ferguson, become everyday fare, and some law enforcement leaders have staked out a position significantly beyond that.  The police, they clearly believe, should get special treatment.
“By virtue of our dangerous vocation, we should expect to receive the benefit of the doubt in controversial incidents,” wrote Ed Mullins, the president of New York City’s Sergeants Benevolent Association, in the organization’s magazine, Frontline. As if to drive home the point, its cover depicts Baltimore State Attorney Marilyn Mosby under the ominous headline “The Wolf That Lurks.” In May, Mosby had announced indictments of six officers in the case of Freddie Gray, who died in Baltimore police custody the previous month. The message being sent to a prosecutor willing to indict cops was hardly subtle: you’re a traitor.
Mullins put forward a legal standard for officers accused of wrongdoing that he would never support for the average citizen -- and in a situation in which cops already get what former federal prosecutor Laurie Levenson calls “a super presumption of innocence."  In addition, police unions in many states have aggressively pushed for their own bills of rights, which make it nearly impossible for police officers to be fired, much less charged with crimes when they violate an individual’s civil rights and liberties.
In 14 states, versions of a Law Enforcement Officers’ Bill of Rights (LEOBR) have already been passed, while in 11 others they are under consideration.  These provide an “extra layer of due process” in cases of alleged police misconduct, according to Samuel Walker, an expert on police accountability. In many of the states without a LEOBR, the Marshall Project has discovered, police unions have directly negotiated the same rights and privileges with state governments.
LEOBRs are, in fact, amazingly un-American documents in the protections they afford officers accused of misconduct during internal investigations, rights that those officers are never required to extend to their suspects. Though the specific language of these laws varies from state to state, notes Mike Riggs inReason, they are remarkably similar in their special considerations for the police.
“Unlike a member of the public, the officer gets a ‘cooling off’ period before he has to respond to any questions. Unlike a member of the public, the officer under investigation is privy to the names of his complainants and their testimony against him before he is ever interrogated. Unlike a member of the public, the officer under investigation is to be interrogated ‘at a reasonable hour,’ with a union member present. Unlike a member of the public, the officer can only be questioned by one person during his interrogation. Unlike a member of the public, the officer can be interrogated only ‘for reasonable periods,’ which ‘shall be timed to allow for such personal necessities and rest periods as are reasonably necessary.’ Unlike a member of the public, the officer under investigation cannot be ‘threatened with disciplinary action’ at any point during his interrogation. If he is threatened with punishment, whatever he says following the threat cannot be used against him.”
The Marshall Project refers to these laws as the “Blue Shield” and “the original Bill of Rights with an upgrade.’’ Police associations, naturally, don’t agree. "All this does is provide a very basic level of constitutional protections for our officers, so that they can make statements that will stand up later in court," says Vince Canales, the president of Maryland's Fraternal Order of Police.
Put another way, there are two kinds of due process in America -- one for cops and another for the rest of us. This is the reason why the Black Lives Matter movement and other civil rights and civil liberties organizations regularly call on states to create a special prosecutor’s office to launch independent investigations when police seriously injure or kill someone.
The Demilitarized Blues
Since Americans first took in those images from Ferguson of police units outfitted like soldiers, riding in military vehicles, and pointing assault rifles at protesters, the militarization of the police and the way the Pentagon has been supplying them with equipment directly off this country’s distant battlefields have been top concerns for police reformers. In May, the Obama administration suggested modest changes to the Pentagon’s 1033 program, which, since 1990, has been redistributing weaponry and equipment to police departments nationwide -- urban, suburban, and rural -- in the name of fighting the war on drugs and protecting Americans from terrorism.  
Even the idea that the police shouldn’t sport the look of an occupying army in local communities has, however, been met with fierce resistance. Read, for example, the online petition started by the National Sheriffs' Association and you could be excused for thinking that the Obama administration was aggressively moving to stop the flow of military-grade equipment to local and state police agencies. (It isn’t.)  The message that tops the petition is as simple as it is misleading: “Don’t strip law enforcement of the gear they need to keep us safe.”
The Obama administration has done no such thing. In May, the president announced that he was prohibiting certain military-grade equipment from being transferred to state and local law enforcement. “Some equipment made for the battlefield is not appropriate for local police departments,” he said. The list included tracked armored vehicles (essentially tanks), bayonets, grenade launchers, camouflage uniforms, and guns and ammo of .50 caliber or higher. In reality, what use could a local police department have for bayonets, grenade launchers, or the kinds of bullets that resemble small missiles, pierce armor, and can blow people’s limbs off?
Yet the sheriffs' association has no problem complaining that “the White House announced the government would no longer provide equipment like helicopters and MRAPs [mine-resistant ambush-protected vehicles] to local law enforcement.” And it’s not even true. Police departments can still obtain both helicopters and MRAPs if they establish community policing practices, institute training protocols, and get community approval before the equipment transfer occurs. 
“Helicopters rescue runaways and natural disaster victims,” the sheriff’s association adds gravely, “and MRAPs are used to respond to shooters who barricade themselves in neighborhoods and are one of the few vehicles able to navigate hurricane, snowstorm, and tornado-strewn areas to save survivors.”
As with our wars abroad, think mission creep at home. A program started to wage the war on drugs, and strengthened after 9/11, is now being justified on the grounds that certain equipment is useful during disasters or emergencies. In reality, the police have clearly become hooked on a militarized look. Many departments are ever more attached to their weapons of war and evidently don’t mind the appearance of being an occupying force in their communities, which leaves groups like the sheriffs' association fighting fiercely for a militarized future.
Legal Plunder
In July, the American Civil Liberties Union and the ACLU of Arizona sued law enforcement in Pinal County, Arizona, on behalf of Rhonda Cox. Two years before, her son had stolen some truck accessories and, without her knowledge, fitted them on her truck. When the county sheriff’s department arrested him, it also seized the truck.
Arriving on the scene of her son’s arrest, Cox asked a deputy about getting her truck back. No way, he told her. After she protested, explaining that she had nothing to do with her son’s alleged crimes, he responded “too bad.” Under Arizona law, the truck could indeed be taken into custody and kept or sold off by the sheriff’s department even though she was never charged with a crime. It was guilty even if she wasn’t.
Welcome to America’s civil asset forfeiture laws, another product of law enforcement’s failed war on drugs, updated for the twenty-first century. Originally designed to deprive suspected real-life Scarfaces of the spoils of their illicit trade -- houses, cars, boats -- it now regularly deprives people unconnected to the war on drugs of their property without due process of law and in violation of the Fifth and Fourteenth Amendments. Not surprisingly, corruption follows.
Federal and state law enforcement can now often keep property seized or sell it and retain a portion of the revenue generated. Some of this, in turn, can be repurposed and distributed as bonuses in police and other law enforcement departments.  The only way the dispossessed stand a chance of getting such “forfeited” property back is if they are willing to take on the government in a process where the deck is stacked against them.
In such cases, for instance, property owners have no right to an attorney to defend them, which means that they must either pony up additional cash for a lawyer or contest the seizure themselves in court.  “It is an upside-down world where,” says the libertarian Institute for Justice, “the government holds all the cards and has the financial incentive to play them to the hilt.”
In this century, civil asset forfeiture has mutated into what’s now called “for-profit policing” in which police departments and state and federal law enforcement agencies indiscriminately seize the property of citizens who aren’t drug kingpins. Sometimes, for instance, distinctly ordinary citizens suspected of driving drunk or soliciting prostitutes get their cars confiscated. Sometimes they simply get cash taken from them on suspicion of low-level drug dealing.
Like most criminal justice issues, race matters in civil asset forfeiture. This summer, the ACLU of Pennsylvania issued a report, Guilty Property, documenting how the Philadelphia Police Department and district attorney’s office abused state civil asset forfeiture by taking at least $1 million from innocent people within the city limits. Approximately 70% of the time, those people were black, even though the city’s population is almost evenly divided between whites and African-Americans.  
Currently, only one state, New Mexico, has done away with civil asset forfeiture entirely, while also severely restricting state and local law enforcement from profiting off similar national laws when they work with the feds. (The police in Albuquerque are, however, actively defying the new law, demonstrating yet again the way in which police departments believe the rules don’t apply to them.) That no other state has done so is hardly surprising. Police departments have become so reliant on civil asset forfeiture to pad their budgets and acquire “little goodies” that reforming, much less repealing, such laws are a tough sell.
As with militarization, when police defend such policies, you sense their urgent desire to maintain what many of them now clearly think of as police rights. In August, for instance, Pinal County Sheriff Paul Babeu sent a fundraising email to his supporters using the imagined peril of the ACLU lawsuit as clickbait. In justifying civil forfeiture, he failed to mention that a huge portion of the money goes to enrich his own department, but praised the program in this fashion:
"[O]ver the past seven years, the Pinal County Sheriff’s Office has donated $1.2 million of seized criminal money to support youth programs like the Boys & Girls Clubs, Boy Scouts, YMCA, high school graduation night lock-in events, youth sports as well as veterans groups, local food banks, victims assistance programs, and Home of Home in Casa Grande."
Under this logic, police officers can steal from people who haven’t even been charged with a crime as long as they share the wealth with community organizations -- though, in fact, neither in Pinal County or elsewhere is that where most of the confiscated loot appears to go. Think of this as the development of a culture of thievery masquerading as Robin Hood in blue.
Contempt for Civilian Control 
Post-Ferguson developments in policing are essentially a struggle over whether the police deserve special treatment and exceptions from the rules the rest of us must follow. For too long, they have avoided accountability for brutal misconduct, while in this century arming themselves for war on America’s streets and misusing laws to profit off the public trust, largely in secret. The events of the past two years have offered graphic evidence that police culture is dysfunctional and in need of a democratic reformation.
There are, of course, still examples of law enforcement leaders who see the police as part of American society, not exempt from it. But even then, the reformers face stiff resistance from the law enforcement communities they lead. In Minneapolis, for instance, Police Chief Janeé Harteau attempted to have state investigators look into incidents when her officers seriously hurt or killed someone in the line of duty. Police union opposition killed her plan. In Philadelphia, Police Commissioner Charles Ramsey orderedhis department to publicly release the names of officers involved in shootings within 72 hours of any incident. The city’s police union promptly challenged his policy, while the Pennsylvania House of Representativespassed a bill in November to stop the release of the names of officers who fire their weapon or use force when on the job unless criminal charges are filed. Not surprisingly, three powerful police unions in the statesupported the legislation. 
In the present atmosphere, many in the law enforcement community see the Harteaus and Ramseys of their profession as figures who don’t speak for them, and groups or individuals wanting even the most modest of police reforms as so many police haters. As former New York Police Department Commissioner Howard Safir told Fox News in May, “Similar to athletes on the playing field, sometimes it's difficult to tune out the boos from the no-talents sipping their drinks, sitting comfortably in their seats. It's demoralizing to read about the misguided anti-cop gibberish spewing from those who take their freedoms for granted.”
The disdain in such imagery, increasingly common in the world of policing, is striking. It smacks of a police-state, bunker mentality that sees democratic values and just about any limits on the power of law enforcement as threats. In other words, the Safirs want the public -- particularly in communities of color and poor neighborhoods -- to shut up and do as it’s told when a police officer says so. If the cops give the orders, compliance -- so this line of thinking goes -- isn’t optional, no matter how egregious the misconduct or how sensible the reforms. Obey or else.
The post-Ferguson public clamor demanding better policing continues to get louder, and yet too many police departments have this to say in response: Welcome to Cop Land. We make the rules around here.

http://readersupportednews.org/opinion2/277-75/34212-welcome-to-cop-land-the-logic-of-the-police-state
Sued Over Old Debt, and Blocked From Suing Back
Jessica Silver-Greenberg and Michael Corkery, New York Times
Excerpt: "The use of arbitration by the companies is the latest frontier in a legal strategy orchestrated by corporations in recent years. By inserting arbitration clauses into the fine print of consumer contracts, they have found a way to block access to the courts and ban class-action lawsuits, the only realistic way to bring a case against a deep-pocketed corporation."
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Corporate Charity = Corporate Power
Cynthia Peters, teleSUR
Peters writes: "Extreme philanthropy is not the answer to extreme inequality."
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UN: Saudi Coalition Responsible for 'Disproportionate' Attacks in Yemen
Sputnik News
Excerpt: "The Saudi Arabian-led military campaign in Yemen has received more international condemnation after UN officials told the Security Council that the coalition was responsible for a 'disproportionate amount' of attacks on civilian areas."
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Washington Post Writer Finally Discloses He's a Shill for Fossil Fuel Industry
Andrew Seifter, Media Matters for America
Seifter writes: "In his latest column repeating his clients' attacks on climate change policies, lobbyist and Washington Post writer Ed Rogers finally disclosed to readers that his lobbying firm represents interests in the fossil fuel industry."
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Wednesday, November 4, 2015

RSN: Corporations Are Superior People




It's Live on the HomePage Now:
Reader Supported News

FOCUS: Charles Pierce | Corporations Are Superior People
Debbie Brenner, whose fraud case against a for-profit school chain was forced into arbitration and left her nearly bankrupt. (photo: Nick Cote/NYT)
Charles Pierce, Esquire
Pierce writes: "Corporations are people too, my friend, and they are bigger and more powerful people than you ever will be."
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In which we learn that Teddy Roosevelt turneth over in his grave.

onster job here by Jessica Silver-Greenberg and Michael Corkery of The New York Times on yet another level to which citizens have become subordinate to their jobs, and to the corporations that deal them out. Corporations are people too, my friend, and they are bigger and more powerful people than you ever will be.​
Over the last 10 years, thousands of businesses across the country — from big corporations to storefront shops—have used arbitration to create an alternate system of justice. There, rules tend to favor businesses, and judges and juries have been replaced by arbitrators who commonly consider the companies their clients, The Times found. The change has been swift and virtually unnoticed, even though it has meant that tens of millions of Americans have lost a fundamental right: their day in court. "This amounts to the whole-scale privatization of the justice system," said Myriam Gilles, a law professor at the Benjamin N. Cardozo School of Law. "Americans are actively being deprived of their rights."
​
Is this practice regulated by anyone so as to protect the worker as well as the corporation? Of course not. This is Judge Roy Bean, without the horses, revolvers, and the rotgut whiskey.​
For companies, the allure of arbitration grew after a 2011 Supreme Court ruling cleared the way for them to use the clauses to quash class-action lawsuits. Prevented from joining together as a group in arbitration, most plaintiffs gave up entirely, records show. Still, there are thousands of Americans who — either out of necessity or on principle — want their grievances heard and have taken their chances in arbitration. Little is known about arbitration because the proceedings are confidential and the federal government does not require cases to be reported. The secretive nature of the process makes it difficult to ascertain how fairly the proceedings are conducted.
This, of course, works out splendidly for the companies involved. For the truly injured parties, not so well.
All it took was adding simple arbitration clauses to contracts that most employees and consumers do not even read. Yet at stake are claims of medical malpractice, sexual harassment, hate crimes, discrimination, theft, fraud, elder abuse and wrongful death, records and interviews show. The family of a 94-year-old woman at a nursing home in Murrysville, Pa., who died from a head wound that had been left to fester, was ordered to go to arbitration. So was a woman in Jefferson, Ala., who sued Honda over injuries she said she sustained when the brakes on her car failed. When an infant was born in Tampa, Fla., with serious deformities, a lawsuit her parents brought against the obstetrician for negligence was dismissed from court because of an arbitration clause. Even a cruise ship employee who said she had been drugged, raped and left unconscious in her cabin by two crew members could not take her employer to civil court over negligence and an unsafe workplace. For companies, the allure of arbitration grew after a 2011 Supreme Court ruling cleared the way for them to use the clauses to quash class-action lawsuits. Prevented from joining together as a group in arbitration, most plaintiffs gave up entirely, records show.
That case—Concepcion v. AT&T Mobile—was brought by a California couple who were understandably piqued at having to pay $30 for what was supposed to be a free cellphone. The Supreme Court, with Justice Antonin (Short Time) Scalia writing for a 5-4 majority, ruled that a contract the Concepcions had signed with AT&T barred them from seeking class-action damages in civil court. This opened a loophole through which most of corporate America proceeded to come hurtling. The results, as theTimes series suggests, have not been good ones.​
Among the class actions thrown out because of the clauses was one brought by Time Warner customers over charges they said mysteriously appeared on their bills and another against a travel booking website accused of conspiring to fix hotel prices. A top executive at Goldman Sachs who sued on behalf of bankers claiming sex discrimination was also blocked, as were African-American employees at Taco Bell restaurants who said they were denied promotions, forced to work the worst shifts and subjected to degrading comments. Some state judges have called the class-action bans a "get out of jail free" card, because it is nearly impossible for one individual to take on a corporation with vast resources.
When Senator Professor Warren talks about "tricks and traps" in the financial system, this is what she's talking about.​
How did financial products get so dangerous? Part of the problem is that disclosure has become a way to obfuscate rather than to inform. According to the Wall Street Journal, in the early 1980s, the typical credit card contract was a page long; by the early 2000s, that contract had grown to more than 30 pages of incomprehensible text. The additional terms were not designed to make life easier for the customer. Rather, they were designed in large part to add unexpected–and unreadable–terms that favor the card companies. Mortgage-loan documents, payday-loan papers, car-loan terms, and other lending products are often equally incomprehensible. And this is not the subjective claim of the consumer advocacy movement. In a recent memo aimed at bank executives, the vice president of the business consulting firm Booz Allen Hamilton observed that most bank products are "too complex for the average consumer to understand."
​And remember that McDonald's coffee-scalding case that got blown up into an argument for tort reform, the case that the tort-reformers haven't been able to shut their gobs about for over two decades? (Remember also how almost everything that everybody knew about that case was wrong?) Why does that case – and the malarkey surrounding its political utility – still resonate while the woman who was drugged and raped, and then prevented from suing her employer die unheard in our politics?
Because the media is owned by corporations and corporations are people, my friend. Reckless people people who have gone sociopathic with greed, but people nonetheless.