Dragging the swamp......

Sometimes when you embark on something simple.....like BUYING A LEMON TOYOTA......

....you find you've uncovered SWAMP MONSTERS!




Stay tuned! There's more to come!

JUST MY OPINION .... AT THE MOMENT!

Part 2: TOYOTA: Alarm Bells! An Earlier Shill

The LEMON LADY kinda ignored being followed and stalked.....sometimes recording license plates.....

THE LEMON LADY was rushed...kinda tired....anxious to leave the local supermarket with her purchases when a DAPPER DUDE stopped her to inquire about ROUTE 44 TOYOTA....THE LEMON LADY knows!



TOO DAPPER for the supermarket crowd....and THE LEMON LADY would just bet that his housekeeper did his shopping.....[it's work for women folks, after all!]....

....was that a manicure THE LEMON LADY noticed....?

....ya think this is the Hannaford Supermarket Crowd?...



.....ALARM BELLS are going off as MR. DAPPER DUDE offers that he experienced problems with ROUTE 44 TOYOTA....





....MR. DAPPER DUDE is wasting THE LEMON LADY'S time with the charade.....






...hoping to end the silly charade, THE LEMON LADY finally says ROUTE 44 TOYOTA also owns DARTMOUTH TOYOTA [corporate filings are disclosed on the Secretary of State's web site...THE LEMON LADY is NOT that uninformed! Dontcha think THE LEMON LADY checked? ]....

MR. DAPPER DUDE wakes up.....

......MR. DAPPER DUDE announces his IN-LAWS own DARTMOUTH TOYOTA, offers their name....DUH!?.....

....MR. DAPPER DUDE bought a TOYOTA from ROUTE 44 TOYOTA and his in-laws own DARTMOUTH TOYOTA???.....

....notice that there's a BRUNO [OWNERS/CORPORATE OFFICERS OF ROUTE 44 TOYOTA] in their IT Department....maybe the same one who had this ILLEGAL BRAIN FART...described below......since it was duplicated on the DARTMOUTH TOYOTA website at the same time, jeopardizing the personal safety and security of their customers....ignoring the LAW......

Route 44 Toyota: Big Brother Award!

JUST MY OPINION....at the moment.....

PTC: Killing Another Forest! #5

After months of delays, sudden conflicts, cancellations and forgotten plans by the owners of Route 44 Toyota, the Brunos [with a reservation date 2 months earlier], the LEMON LADY was bent like a pretzel, forcing the cancellation of the AUGUST 6TH depositions.

Suddenly awakened!...awakened to an OPPORTUNITY for BILLABLE HOURS .... Toyota U.S.A. attorney.....sputters...spews...demands...insists on NEW dates!

 

...except....Toyota U.S.A. attorney, the King of Conflict, keeps insisting that he needs dates to depose the LEMON LADY's attorney!

 

VERY CONFUSED!

 

Posted here: VACATION wasn't long enough!

 

 

 

 

Deep Pocketed Clients don't really care! Competence doesn't matter.

 

 

When Big Corporations whine, lament and cry that litigation is SO EXPENSIVE....they made it so!

The King of Conflict wakes up!

Prepares a court thingey to FORCE

the LEMON LADY's deposition discussed and agreed to!

42 PAGES

A childish temper tantrum surely worth a few more BILLABLE HOURS!

Wouldn't you love to see that STATEMENT OF LEGAL FEES?

Mr. Toyota U.S.A. is careless with details and he's made other errors not commented on.....

Those 42 pages are surely taken from a previous case because Mr. Toyota U.S.A. did that with the INTERROGATORIES and his careless proof-reading skills left conspicuous errors. [Wonder what that cost TOYOTA U.S.A.]

 

Toyota: This Gets Betterer and Betterer! #1

With deep pocketed defendants, sit back and watch their antics!

Truly astounding!

And when Big Corporations, such as Toyota U.S.A. lament the high cost of litigation, THEY caused it! 

Dilly, Dally Dan Viera filed a complaint or motion or whatever -- a court thingey that had nothing to do with me.

In it, Dilly Dally Dan jumped the gun to compel Toyota U.S.A. to recognize M.G.L. 93B [that mandates the car manufacturer is fully responsible for their defective product, including Dilly Dally Dan's legal fees as he prepared for his Supreme Court case.]

How many times did the Toyota U.S.A. attorney travel to Massachusetts?

Cha Ching! Cha Ching!

And no one is minding the store!


Toyota is too busy fighting the SUDDEN ACCELERATION DEATHS caused by their failures to respond to customer complaints, IMO.

It gets Betterer!

Stay tuned!

The Corrupt System of Credit Reporting

The article below highlights problems with CREDIT REPORTING.

There is simply no accountability!

Route 44 Toyota ILLEGALLY accessed my credit report TWICE and that of a friend - 6 MONTHS after a new car was paid for. We NEVER applied for credit. This violated FCRA [Fair Credit Reporting Act].

There is no way other than court to force Route 44 Toyota to be accountable.

 

 

Posted here:
Route 44 Toyota: Where Arrogance and Disregard of the Law Prevails

A Corrupt System More Americans Need to be Talking About

June 18, 2013 By Allen Clifton

In this country we concern ourselves with a varying degree of issues.  But there’s one that I rarely see mentioned anywhere and it has massive control over much of our lives—and that control only grows with each passing year.

While many fear the government and what it might “prevent us” from doing, this is something that has the power to make Americans pay tens of thousands more throughout their lives and it can even keep them from getting a job.

And the kicker?  Nobody really tells us how it’s calculated.

I’m talking about our credit scores.

And anyone who’s dealt with these credit rating companies know, they make massive errors—constantly.  Hell, we have three different scores depending on which company’s score you’re looking at.

I was once listed at an address I had never lived at.  Trying to get the company to change that seemed nearly impossible.  Accounts that weren’t mine have shown up without me knowing, and the only real way to monitor these companies is to pay to have access to your report.  Sure, you can get one free report a year from AnnualCreditReport.com, but that’s just once per year.  If you want hands-on monitoring of your credit reports, you’ll have to pay.


And as we’ve progressed technologically as a society, these credit scores have become more and more intrusive into our lives.  Once they just determined your “worthiness” of getting some line of credit.  Now your credit score is often used to determine your insurance rates for your car or home and can even determine whether or not you’re allowed to open a checking account.

Nothing quite like paying 5, 10, 15+ years on car or home owner’s insurance, without a single claim or late payment, yet unexpectedly falling on rough times privately (though still paying both insurance policies on time) only to still see your insurance rates double because your credit rating dropped.

It doesn’t make any sense.  Your insurance record should be your “credit score” for insurance policies.  Your record as a home owner or driver should be all that’s needed to determine your rates. 

Being unable to pay your cell phone bill, resulting in downgraded credit, shouldn’t have a damn thing to do with how much someone pays for insurance when their insurance history is immaculate.

Hell, even employers have taken up with the practice of running your credit score before offering someone a job.  Which is extremely ironic considering people get denied for jobs due to their poor credit, yet if these people were given these jobs, they would have the income to pay their bills and improve their credit score.

Another issue that arises is how credit “hits” are handled.  It’s my opinion that unless your good payments are shown on your credit report, the bad payments shouldn’t be allowed.  Too often people will pay perfectly for years on items such as their cell phone or cable bill, only to fall on bad times. 

Some unfortunate event happens where they can no longer makes these payments, the services are shut off and the balances are then sent to a debt collector and the “default” is put on your credit report.

Never mind that you might have paid for a decade flawlessly, that won’t show up anywhere—the only part that will appear on your report will be where you stopped paying.

Then there’s the completely asinine statement many have heard, “Bad credit is better than no credit.” 

You could be financially stable, making good money, and have paid cash for most everything you’ve had.  Then one day find yourself in a situation where you have to take out a line of credit, well—good luck with that.  The fact that you have no debt is actually bad.

These people want you to have debt—but not too much.  See, your debt to income ration needs to be solid.  Meaning your debt needs to be a certain percentage of your income.  A debt to income ratio too high or too low will negatively impact your score.

Or there’s the stories I’ve heard about people pulling their individual credit scores and getting one number, say 705, only to apply for a loan and have that same company report their score as much lower—with no explanation as to why.

And I can’t forget the whole circus performance from these companies in how they reflect how you pay your debt.  Did you know, you can actually hurt your score by paying off installment loans too soon?  That closing a credit card often hurts your credit score?  That you need balances on cards otherwise opening credit accounts with zero balance can lower your score as well?  That following credit “promotions” and paying balances off before the interest would kick in can cause your score to drop too?

Does any of that make sense?  Hell no.

Now we all know why this system is set up the way it is, to screw most Americans.  It’s built to give companies an excuse to pay you less or charge you more.

Millions of Americans end up paying tens of thousands more throughout their lifetime because of a credit system built on secrecy, confusion and frustration.

While many might just say “pay your bills on time and you’ll have good credit,” that’s simply an ignorant response from someone who doesn’t know the first thing about how credit scores work.
If credit scores were just about paying bills, someone with no credit but a flawless record paying their bills (with cash) would have the best score.  But like I said before, if they have no credit they’re actually worse off most times than someone with bad credit.

And these companies really don’t “lose” money when people fail to pay their bills.  What almost every one of these companies does is create an account in their yearly budgets they consider “losses.”  But they balance these losses by overcharging services elsewhere.  Even if they had 100% of their customers pay their bills, they still would have this account where they assumed loss and still continue to charge customers more.

Then they “sell” these delinquent accounts to debt collectors for a fraction of what’s owed.  Then these debt collectors attempt to make a profit by making you pay “40% of your balance to settle this debt”—when they might have only paid 10% (or less) of what the original debt actually was.

So not only are most of these original companies not suffering any kind of real loss, because they’ve already assumed a certain amount of “loss” while charging more for their services to account for that, debt companies are making millions collecting money on debt that was never owed to them.  They just bid a small percentage on the total debt, then pretend to offer “deals” to get people to pay them money.

It’s a system rigged to squeeze as much as possible out of people, while trapping them into debt.
Because that’s what a “good credit score” essentially tells you that you must do—have debt to have good credit.  It’s a scam that I feel more people need to talk about—be enraged about.

It’s ridiculous that a handful of private companies, with seemingly no accountability to anyone, have such power over the lives of each and every one of us.  Then when we demand answers, they refuse to give us any.

And I feel it’s about damn time we put an end to this scam.

http://www.forwardprogressives.com/a-corrupt-system-more-americans-need-to-be-talking-about/

 

Cha Ching! Cha Ching!

Today was a MOTION heard in Plymouth Court - simple really or so one thought.

The MOTION was to seek the court's insistence in deposing the owners of Route 44 Toyota.
After all, aren't they responsible for the ILLEGAL CREDIT INQUIRIES [among other things]?

Who is responsible for an ILLEGAL BUSINESS PRACTICE if not the owners?
Shouldn't I have a right to ask?

I was outside my vehicle in my LEMON COSTUME that seemed to get Attorney Viera pretty worked up, prompting a lecture from the judge about my attorney controlling her client.....well, there was an acknowledgement of those dastardly FIRST AMENDMENT RIGHTS!  [Attorney Viera seems to be the Nurse Ratched of sanity!]

[A reporter took pictures of the LEMON.]

After much discussion about little old LEMON HARASSING the multi-million dollar Route 44 Toyota dealership, the judge was curious if the LEMON LADY was present in the court.

The LEMON LADY stood, listened to the judge's lecture about a jury would not take kindly to a LEMON, the LEMON responded:

1. Route 44 Toyota is free to settle this matter as they choose

2. Beyond the LEMON, Route 44 Toyota ILLEGALLY requested the LEMON's credit report twice, the credit report of a friend [in violation of FCRA - Fair Credit Reporting Act] - don't I have a right to share that information?

3. It is highly likely that a jury would support my RIGHTS OF FREE SPEECH.


 
FOOTNOTE: A representative for Attorney Keith B. Rose's law firm in ALBANY, NY traveled to this event. Her SOLE comment to the court was to announce her name and that she represented Toyota U.S.A., successfully justifying BILLABLE HOURS toddling to and fro Albany, NY.

Anyone hear.....

????

This experience should serve to discredit ALL corporate claims of the high cost of litigation.

They've accomplished this by themselves rather than repairing my NEW CAR or settling the matter.

Route 44 Toyota & Peanuts!

Route 44 Toyota's business conduct stands in stark contrast to others.

Many years ago, I had a friend, many years my senior, who was allergic to PEANUTS before the allergy was widely known.

My friend went into a Chinese restaurant with her family, asked the server if a certain dish contained peanuts and was assured it did not.

As my friend enjoyed the dish she had ordered, she suffered a severe allergic reaction, anaphylactic shock that caused the ambulance to respond, transport to ER and an overnight stay.

The food had been prepared with peanut oil, which in fairness was not the question asked.

The owner of the restaurant called the hospital, sent flowers, visited, called, offered a free meal with assurances that no peanut oil would be used and was pretty impressive.

The owner of that restaurant, regardless of the nominal cost of the meal, recognized the cost of BAD publicity, a dissatisfied customer and word-of-mouth criticism.

My friend raved about the restaurant, the owner, the great care and frequently dined with her large family - clearly specifying NO PEANUTS/PEANUT OIL.

The kindness expressed by that restaurant owner paid for itself in dividends.

Thinking back on the treatment received by Route 44 Toyota, their arrogance, the unresponsiveness of Toyota U.S.A.......

Is that who we want to do business with?

As consumers, we have the right to speak out about poor business practices and unresponsive manufacturers.

Route 44 Toyota was NOT correct in requesting credit reports and much else.

Should this be an argument or court fight when my BRAND NEW TOYOTA had NO BRAKES?

Toyota U.S.A.  KILLED 89 people [that we know of] due to SUDDEN UNINTENDED ACCELERATION [SUA] that was a known defect for many years. [We have no way of knowing how many deaths were settled with GAG orders which seem to be a hallmark of Toyota.]

If your family was killed, would you accept the Hockus of Toyota? No amount of $$$ restore your loved ones.

Reviewing the complaints posted by Toyota owners, how can anyone say Toyota has ever been responsive?













 

Route 44 Toyota: Where Arrogance and Disregard of the Law Prevail

On April 23, 2012, payment in full was presented to Route 44 Toyota for a BRAND NEW VEHICLE that subsequently turned into a LEMON.

[This cartoon reminds me sooo much of Attorney Viera, otherwise nicknamed 'Dilly, Dally Dan' preparing himself for a Supreme Court case, elevating a defective car to silliness.]

Here's the RMV-1 form:

http://www.massrmv.com/rmv/forms/RMV1_fillable.pdf

Note item #22 requests License #/ID#/ or SSN.

 

When the paperwork was being completed at Route 44 Toyota by a youthful twerp who knows how to fast-talk and totally confuse with the flurry of paperwork, he requested my Social Security number.

 

I challenged the request and offered my MA license number, yet he insisted the form required my Social Security number.

 

You will note that the form does NOT require the purchaser's signature so I would have no way to know that I had just been Flim-Flammed.

 

 

 

That's how the sleazy clowns at Route 44 Toyota obtained my Social Security Number.

 

On that day, Route 44 Toyota requested my credit report even though the vehicle was fully paid for.

 

They retained my Social Security Number.

 

On October 11, 2012, almost 6 months after the LEMON was purchased, Route 44 Toyota awakened to the fact that my vehicle was on their property with no license plates.

 

Why? Because I had turned the plates in in August and cancelled the insurance.

Why should I pay for a vehicle with funky, unpredictable behavior?

 

Tony Roma left a message on my answering machine because the right hand apparently doesn't know what the left hand does.

 

The Not-Very-Bright Bulb sputtered when I returned his call, unable to remember the purpose of his message. thought financing was a problem, sputter, sputter.

 

 

 

My LEMON was sitting on the property of Route 44 Toyota, as it had been since May 2012 when I refused to drive a vehicle with NO BRAKES.

 

 

 

My LEMON had a valid inspection sticker. Wouldn't even a dumb bunny comprehend that you don't inspect a vehicle until it is registered????

 

 

 

I suggested that he pull up my information on his computer before he continue to comment.

 

The reference to being unable to obtain financing seems to indicate that Route 44 Toyota had already pulled my credit report even though I had NOT applied for credit, had not communicated with Route 44 Toyota.

 

In addition, the Clown even requested the credit report of a friend whose name is NOT on the title of the vehicle.

 

 

 

 

When the call was returned to Brain-Dead Tony Roma, he sought a resolution and I recommended that he have their attorney contact my attorney because a law suit had been filed, Route 44 Toyota had been served.  

 

I was forced to put him on notice to delete my contact information from their records, cease harassing me, cease communicating with me because I was represented by counsel.

 

 

The rest of the arrogance of Route 44 Toyota has been explained elsewhere when they threatened a SLAPP Suit to bully and intimidate because I posted that they had illegally requested credit reports.

Had Route 44 Toyota been an honorable business, they would have acknowledged their error [that they got caught] and removed the credit inquiries. Arrogance prevailed!

At the top of this Middleboro Review blog is a SEARCH feature in the upper left hand column - type in SLAPP [Strategic Lawsuit Against Public Participation] or FCRA [Fair Credit Reporting Act], and Voila! previously posted entries.

 

 

 

 [Cross posted from Route 44 Toyota Sold Me A LEMON!]

 

  

 

 

 

Hi, Neighbors!

Because our neighborhood is so 'rural' - homes far apart, lots of trees, and my driveway 1500 feet long, it's not conducive to 'getting to know your neighbors.'

Recently, with signs on my car, signs at the end of my road, so many folks have stepped forward to say they're my neighbors that it feels are if all of Middleboro lives just 'down the road.'





It's been great meeting so many 'neighbors,' pretty funny at times!


Dear Tim Bruno,
Thanks for the opportunity for so many neighbors to step forward!
Pity it had to be because you sold me a LEMON!

A LEMON walks into the Police Station.....

...stop me if you've heard this before.






The LEMON assures of sincere intent, provides Plymouth Court Docket #, not a recent escapee of a locked facility, and explains FCRA Violations [Fair Credit Reporting Act].

Tim Bruno just doesn't like that Constitution! And certainly kept the Raynham Police Dept. busy [wasting taxpayers' dollars for which the LEMON apologizes].

Couldn't seem to find anything the LEMON had done wrong!

Even Mark Viera was slinking behind cars to sneak a peak!

If Route 44 Toyota treated their customers fairly, their business would mushroom!

One very nice gentleman, Rick, stopped because he believed the LEMON had car trouble.

Another young woman stopped to take a photo to post the LEMON on facebook.

Thanks again for all the honks and waves of support!

You are not alone when you are cheated by a less than honorable business.
Please do something about it and speak up to change business behavior and prevent others from making the same mistake!